Wyoming
- ~$55–$70
- ~$160–$190
- $25K/$50K/$25K
Wyoming’s car insurance market features relatively high premiums influenced by rural driving conditions, vast distances, and severe weather. The state follows a fault-based liability system with mandatory minimum coverages.
Find a local Auto Insurance agents in your town:
Wyoming Auto Insurance Facts *
Drivers
- ~280,000–300,000 licensed drivers as of 2023.
- ~92% household vehicle ownership.
- Predominantly pickups and SUVs.
- Uninsured motorist rate near 14%.
- Limited public transportation options.
Accidents
| Year | Reported Crashes | Injury Crashes | Fatal Crashes |
|---|---|---|---|
| 2018 | ~3,300 | ~900 | 55 |
| 2019 | ~3,400 | ~950 | 60 |
| 2020 | ~3,100 | ~850 | 50 |
| 2021 | ~3,300 | ~900 | 58 |
| 2022 | ~3,350 | ~920 | 55 |
Laws & Regulations
- Fault-based liability system.
- Proof of insurance required at registration.
