Wisconsin
- ~$35–$50
- ~$95–$120
- $25K/$50K/$10K
Wisconsin offers moderate car insurance rates reflecting its balanced mix of urban and rural areas. The state uses a fault-based liability insurance system with required minimum coverages and supports optional medical and uninsured motorist coverage.
Find a local Auto Insurance agents in your town:
Wisconsin Auto Insurance Facts *
Drivers
- ~4.5–4.7 million licensed drivers as of 2023.
- ~91% household vehicle ownership.
- High use of passenger cars, SUVs, and pickups.
- Uninsured motorist rate around 11%.
- Public transit available mainly in Milwaukee and Madison.
Accidents
| Year | Reported Crashes | Injury Crashes | Fatal Crashes |
|---|---|---|---|
| 2018 | ~22,000 | ~6,200 | 340 |
| 2019 | ~22,500 | ~6,400 | 355 |
| 2020 | ~20,500 | ~5,900 | 320 |
| 2021 | ~21,000 | ~6,100 | 330 |
| 2022 | ~21,300 | ~6,150 | 335 |
Laws & Regulations
- Fault-based liability system.
- Proof of insurance required at vehicle registration.
