Washington
- ~$40–$55
- ~$110–$140
- $25K/$50K/$10K
Washington’s car insurance market is influenced by its urban hubs such as Seattle and Tacoma, along with diverse rural areas. The state follows a fault-based liability insurance system with required minimum coverage and encourages optional medical and uninsured motorist protections.
Find a local Auto Insurance agents in your town:
Washington Auto Insurance Facts *
Drivers
- ~5.2–5.4 million licensed drivers as of 2023.
- ~89% household vehicle ownership.
- Wide use of passenger cars, hybrids, and electric vehicles.
- Uninsured motorist rate near 10%.
- Public transit usage high in urban centers.
Accidents
| Year | Reported Crashes | Injury Crashes | Fatal Crashes |
|---|---|---|---|
| 2018 | ~28,000 | ~7,600 | 300 |
| 2019 | ~28,500 | ~7,900 | 310 |
| 2020 | ~26,000 | ~7,200 | 295 |
| 2021 | ~27,000 | ~7,400 | 310 |
| 2022 | ~27,500 | ~7,500 | 305 |
Laws & Regulations
- Fault-based liability system.
- Proof of insurance mandatory at registration.
- Optional med-pay and uninsured motorist coverage.
