Vermont
- ~$30–$45
- ~$85–$110
- $25K/$50K/$10K
Vermont’s car insurance market is characterized by relatively low premiums due to its small population and low accident rates. The state follows a fault-based liability insurance system with mandatory minimum coverage requirements.
Find a local Auto Insurance agents in your town:
Vermont Auto Insurance Facts *
Drivers
- ~340,000–360,000 licensed drivers as of 2023.
- ~94% household vehicle ownership.
- High use of passenger cars and SUVs.
- Uninsured motorist rate near 8%.
- Limited public transportation outside Burlington and a few urban centers.
Accidents
| Year | Reported Crashes | Injury Crashes | Fatal Crashes |
|---|---|---|---|
| 2018 | ~3,200 | ~800 | 25 |
| 2019 | ~3,400 | ~850 | 28 |
| 2020 | ~3,100 | ~750 | 22 |
| 2021 | ~3,300 | ~780 | 26 |
| 2022 | ~3,350 | ~790 | 24 |
Laws & Regulations
- Fault-based liability system.
- Proof of insurance required at registration.
