Utah
- ~$35–$50
- ~$100–$130
- $25K/$65K/$15K
Utah maintains moderately affordable car insurance rates with a growing population centered around Salt Lake City. The state uses a fault-based liability system with required minimum coverage, emphasizing personal injury protection and uninsured motorist coverage.
Find a local Auto Insurance agents in your town:
Utah Auto Insurance Facts *
Drivers
- ~2.4–2.5 million licensed drivers as of 2023.
- ~90% household vehicle ownership.
- High usage of passenger cars and SUVs.
- Uninsured motorist rate around 11%.
- Public transportation usage focused in urban areas.
Accidents
| Year | Reported Crashes | Injury Crashes | Fatal Crashes |
|---|---|---|---|
| 2018 | ~15,200 | ~4,100 | 180 |
| 2019 | ~15,800 | ~4,300 | 190 |
| 2020 | ~14,000 | ~3,900 | 170 |
| 2021 | ~15,000 | ~4,000 | 175 |
| 2022 | ~15,500 | ~4,100 | 180 |
Laws & Regulations
- Fault-based liability system.
- Mandatory proof of insurance and electronic verification.
