New Hampshire
- ~$30–$45
- ~$85–$105
- $25K/$50K/$25K
New Hampshire boasts some of the lowest car insurance rates in the U.S., thanks to a no-fault state exemption for personal injury protection and generally safe driving conditions. The state has a low accident rate and high vehicle ownership, with most residents commuting by car.
Find a local Auto Insurance agents in your town:
New Hampshire Auto Insurance Facts *
Drivers
- ~850,000–900,000 licensed drivers as of 2023.
- ~93% household vehicle ownership.
- High use of sedans and small SUVs.
- Very low uninsured motorist rate (below 5%).
- Limited public transportation except in urban centers.
Accidents
| Year | Reported Crashes | Injury Crashes | Fatal Crashes |
|---|---|---|---|
| 2018 | ~11,500 | ~3,100 | 95 |
| 2019 | ~11,700 | ~3,200 | 90 |
| 2020 | ~10,800 | ~2,900 | 85 |
| 2021 | ~11,200 | ~3,000 | 92 |
| 2022 | ~11,400 | ~3,050 | 88 |
Laws & Regulations
- Fault-based liability system.
- Proof of insurance required at vehicle registration.
