Maine
- ~$30–$45
- ~$95–$115
- $50K/$100K/$25K
Maine boasts some of the lowest car insurance rates in the country, supported by low traffic density, minimal urban congestion, and a strong no-fault insurance system. The state’s predominantly rural character and excellent driver safety record help maintain affordable premiums.
Find a local Auto Insurance agents in your town:
Maine Auto Insurance Facts *
Drivers
- ~670,000–690,000 licensed drivers as of 2023.
- ~93% of households own at least one vehicle.
- Predominance of sedans and smaller vehicles.
- Uninsured driver rate under 5%.
- Public transit is limited outside of Portland.
Accidents
| Year | Reported Crashes | Injury Crashes | Fatal Crashes |
|---|---|---|---|
| 2018 | ~13,800 | ~4,200 | 74 |
| 2019 | ~14,100 | ~4,300 | 68 |
| 2020 | ~12,500 | ~3,700 | 72 |
| 2021 | ~13,400 | ~4,000 | 65 |
| 2022 | ~13,700 | ~4,100 | 70 |
Laws & Regulations
- No-fault insurance system with mandatory PIP coverage.
- Uninsured motorist coverage mandatory.
- Strict state regulations protect consumers.
