Jackhorn

Minimum Liability~$50–$70
Full Coverage~$130–$155
Minimum Coverage Requirements$25K/$50K/$25K

Show more Auto Insurance stats in Kentucky

Kentucky features moderate insurance premiums, influenced by rural driving risks and a growing urban population in Louisville and Lexington. The state maintains a traditional tort system with no-fault coverage optional, while weather and terrain increase claims in mountainous areas.

Kentucky Auto Insurance Facts

Drivers

~3.0–3.1 million licensed drivers as of 2023.
Vehicle ownership is high, with ~90% of households owning a car.
Pickup trucks and SUVs are popular, especially in rural counties.
Uninsured motorist rate around 14%.
Limited public transit outside urban centers.

Accidents

Year	Reported Crashes	Injury Crashes	Fatal Crashes
2018	~68,400	~20,100	504
2019	~69,800	~20,600	517
2020	~61,900	~18,200	522
2021	~67,300	~19,800	538
2022	~68,900	~20,100	549

Laws & Regulations

Tort liability system.
Uninsured motorist coverage optional but recommended.
Electronic proof of insurance required.

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Kentucky Farm Bureau Insurance | Letcher County

4246 KY-15, Whitesburg, KY 41858

(606) 633-4982

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Blair Insurance

206 Main St, Whitesburg, KY 41858

(606) 633-2265

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Black Diamond Insurance Group

534 E Main St, Stanville, KY 41659

(606) 478-2400

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Taylor Insurance Inc.

10804 US-23, Betsy Layne, KY 41605

(606) 637-3087

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Unison Insurance Group Inc

9790 KY-15, Whitesburg, KY 41858

(606) 632-3600

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C S & W Insurance Services Inc: Winchell Doug

320 Parkway Plaza Loop, Whitesburg, KY 41858

(606) 633-4626

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Kentucky Insurance & Investment Group

1181 US-119, Whitesburg, KY 41858

(606) 633-7800

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Nationwide Insurance: Donnie Counts Insurance Agency, Inc.

8311 Main St, Pound, VA 24279

(276) 796-5687

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Kentucky Farm Bureau Insurance | Letcher County

4246 KY-15, Whitesburg, KY 41858

(606) 633-4982

Visit Site
Kentucky Insurance & Investment Group

1181 US-119, Whitesburg, KY 41858

(606) 633-7800

Visit Site
Blair Insurance

206 Main St, Whitesburg, KY 41858

(606) 633-2265

Visit Site
Nationwide Insurance: Donnie Counts Insurance Agency, Inc.

8311 Main St, Pound, VA 24279

(276) 796-5687

Visit Site
Taylor Insurance Inc.

10804 US-23, Betsy Layne, KY 41605

(606) 637-3087

Visit Site
Unison Insurance Group Inc

9790 KY-15, Whitesburg, KY 41858

(606) 632-3600

Visit Site
C S & W Insurance Services Inc: Winchell Doug

320 Parkway Plaza Loop, Whitesburg, KY 41858

(606) 633-4626

Visit Site
Black Diamond Insurance Group

534 E Main St, Stanville, KY 41659

(606) 478-2400

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Jackhorn

Kentucky Auto Insurance Facts

Drivers

Accidents

Laws & Regulations

Find and Compare Local Insurance Agents Near Jackhorn

Kentucky Farm Bureau Insurance | Letcher County

Blair Insurance

Black Diamond Insurance Group

Taylor Insurance Inc.

Unison Insurance Group Inc

C S & W Insurance Services Inc: Winchell Doug

Kentucky Insurance & Investment Group

Nationwide Insurance: Donnie Counts Insurance Agency, Inc.

Kentucky Farm Bureau Insurance | Letcher County

Kentucky Insurance & Investment Group

Blair Insurance

Nationwide Insurance: Donnie Counts Insurance Agency, Inc.

Taylor Insurance Inc.

Unison Insurance Group Inc

C S & W Insurance Services Inc: Winchell Doug

Black Diamond Insurance Group

Find a Local Insurance Agents

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