Morrilton

Minimum Liability~$50–$65
Full Coverage~$140–$160
Minimum Coverage Requirements$25K/$50K/$25K

Show more Auto Insurance stats in Arkansas

Arkansas offers affordable insurance rates, but that comes with risk: high fatality rates, poor rural infrastructure, and a large uninsured driving population. Drivers in the state rely heavily on personal vehicles, and weather risks plus a lack of public transit further emphasize the need for broad coverage — especially for those in more remote areas.

Arkansas Auto Insurance Facts

Drivers

~2.2–2.3 million licensed drivers as of 2023
Mostly rural driving population with small metro clusters (Little Rock, Fayetteville).
~93% of households own at least one vehicle.
High truck ownership, particularly in rural and agricultural communities.
~19–20% uninsured driver rate (among the highest nationally)

Accidents

Year	Reported Crashes	Injury Crashes	Fatal Crashes
2018	~60,300	~16,800	492
2019	~62,100	~17,100	505
2020	~55,000	~15,400	638
2021	~57,800	~15,800	693
2022	~58,500	~16,100	641

Laws & Regulations

Fault-based insurance state.
Uninsured/underinsured coverage must be offered but can be declined.

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Ancel Carlon - State Farm Insurance Agent

705 E Broadway St, Morrilton, AR 72110

(501) 354-4386

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Integrity Insurance

1750 University Blvd Ste 104, Morrilton, AR 72110

(501) 354-6074

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Campbell & Co

203 N St Joseph St, Morrilton, AR 72110

(501) 354-2447

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Shelter Insurance - Todd Session

109 N Division St, Morrilton, AR 72110

(501) 354-0414

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State Insurance Agency AR

404 E Railroad Ave, Morrilton, AR 72110

(501) 481-4543

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Farm Bureau Insurance

1635 E Harding St, Morrilton, AR 72110

(501) 354-0101

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Mike Palmer Insurance Agency

313 E Broadway St, Morrilton, AR 72110

(501) 354-5424

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Farm Insurance Morrilton

313 E Broadway St, Morrilton, AR 72110

(501) 481-5058

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Morrilton

Arkansas Auto Insurance Facts

Drivers

Accidents

Laws & Regulations

Find and Compare Local Insurance Agents Near Morrilton

Ancel Carlon - State Farm Insurance Agent

Integrity Insurance

Campbell & Co

Shelter Insurance - Todd Session

State Insurance Agency AR

Farm Bureau Insurance

Mike Palmer Insurance Agency

Farm Insurance Morrilton

Find a Local Insurance Agents

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Articles

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